Citi Strata Premier℠ Card
Intro Offer
Annual Fee
Overview
Credit:
$100 annual hotel benefit where once per calendar year, cardholders can get $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com
Spending Multipliers:
10x points on hotels, car rentals, and attractions booked through cititravel.com
3x points on other hotel purchases
3x points on air travel
3x points at restaurants
3x points at supermarkets
3x points at gas stations and EV charging stations
1x points on all other purchases
Travel Benefits and Protections
The Citi Strata Premier℠ Card received some updates that now include a few decent travel benefits and protections, in addition to what the previous version of this card had. These include:
No foreign transaction fees
Trip delay protection
Common carrier trip cancellation and interruption protection
Lost or damaged luggage
MasterRental Coverage car rental insurance (coverage is secondary, terms apply)
Redeeming Points
The Citi Strata Premier℠ Card is great for earning points, but it also provides a few good options for redeeming them as well. The best ways to redeem are for travel by either booking through cititravel.com or by transferring points directly to a number of hotel and airline partner programs. When booking travel through cititravel.com for example, 60,000 points would be worth $600 in value. Transferring points, however, could potentially get you even more value than that if done strategically.
Conclusion
The Citi Strata Premier℠ Card stands out in the credit card market with its very strong spending multipliers. Despite having few additional features, it’s a solid choice as a travel rewards card for everyday spending with a low annual fee, especially when combined with other Citi cards.
