Chase Sapphire Reserve®
Intro Offer
Annual Fee
Overview
Credits:
$300 annual travel credit
Up to $100 credit for Global Entry or TSA PreCheck® or NEXUS
Various additional partnership benefits
Spending Multipliers
10x points on hotels (excluding The Edit℠) and car rentals booked through Chase Travel℠ (after the first $300 of spending on travel purchases annually)
5x points on flights booked through Chase Travel℠ (after the first $300 of spending on travel purchases annually)
3x points on other travel worldwide (after the first $300 of spending on travel purchases annually)
3x points on dining at restaurants, including eligible delivery services, takeout and dining out
10x points on Chase Dining purchases with Ultimate Rewards
1x points on all other purchases
Travel Benefits and Protections
No foreign transaction fees
Airport lounge access to every Chase Sapphire Lounge® by The Club location
Airport lounge access to additional lounges through a Priority Pass™ Select Membership (after activation)
Auto rental collision damage waiver (coverage is primary, terms apply)
Trip cancellation / interruption insurance
Trip delay reimbursement
Baggage delay insurance
Emergency Evacuation and Transportation
Access The Edit℠ collection for stays with extra benefits, including daily breakfast for two, a $100 property credit, room upgrades (upon availability) and more
Redeeming Points
One of the best features of the Chase Sapphire Reserve® is its flexibility in points redemption. Points can be redeemed through Chase for 50% more value. For example, 60,000 points would be worth $900 if redeemed towards travel through Chase.
Alternatively, points can be transferred to numerous airline and hotel partners at a 1:1 ratio, potentially yielding a higher value when done strategically.
Conclusion
The Chase Sapphire Reserve® is a premium travel credit card offering extensive benefits that may justify its higher annual fee for the right user. With credits that cover expedited security at airports and travel, as well as points redemption features that include redeeming for 50% more value and 1:1 transfer partners, there is a lot of value here for anyone. If you travel frequently, enjoy airport lounge access, and want top-tier travel protections, then this card is likely a great choice!
