Capital One Venture X Rewards Credit Card
Intro Offer
Annual Fee
Overview
Credits & Anniversary Bonus
$300 annual credit for bookings through Capital One Travel
Receive up to a $120 credit for Global Entry or TSA PreCheck®
10,000 bonus miles every account anniversary, starting with your first anniversary (a $100 value)
Spending Multipliers
10x miles on hotels and rental cars booked through Capital One Travel
5x miles on flights and vacation rentals booked through Capital One Travel
2x miles on all other purchases
Travel Benefits and Protections
The Capital One Venture X Rewards Credit Card offers some of the best travel benefits and protections out of all credit cards on the market, at a more affordable annual fee than other products. These benefits and protections include the following:
No foreign transaction fees
Access to Capital One Lounges, as well as lounges from Priority Pass™ and Plaza Premium Group (each Venture X cardholder can also bring up to 2 free guests per visit)
Auto rental collision coverage (coverage is primary, terms apply)
Trip cancellation and interruption insurance
Trip delay reimbursement
Lost luggage reimbursement
Access the Premier Collection of luxury hotels, resorts, and vacation rentals (with a $100 experience credit and other benefits when booking through this collection)
Access the Lifestyle Collection of hotels and vacation rentals (with a $50 experience credit and other benefits when booking through this collection)
Book with Capital One Travel for features that include price drop protection, price matching within 24 hours of booking, price drop alerts, and more
Additional Features
Cell phone protection if the bill is paid with this card (up to $800 of coverage, terms apply)
Free additional cardholders
Redeeming Miles
Capital One Miles are typically valued at a minimum of 1 cent each when these miles are redeemed by booking a new travel reservation through Capital One Travel, or when redeeming to cover a past travel purchase within 90 days of the date that a purchase posts to your account. For example, 75,000 Miles can be worth $750 towards travel when redeemed in these ways.
However, the Capital One Venture X Rewards Credit Card also gives you access to a number of great hotel and airline transfer partners. You can transfer your Capital One Miles to these partner programs to potentially get even more value from your miles.
Conclusion
The Capital One Venture X Rewards Credit Card offers excellent value, particularly for those who travel frequently. While some of the elevated spending multipliers do require the use of Capital One Travel for maximum earning potential, Capital One Travel has some great features to ensure that pricing is competitive. Overall, there is a lot to love about this card.
